Cases in Financial Engineering: Applied Studies of Financial Innovation.

Mason, Scott P., Robert C. Merton, André Perold and Peter Tufano. Englewood Cliffs, NJ: Prentice Hall, 1995.

"Fischer Black."

Merton, Robert C. and Myron Scholes. Journal of Finance Vol. 50, No. 5 (1995): 1359-1370.

"A Functional Perspective of Financial Intermediation."

Merton, Robert C. Financial Management Vol. 24, No. 2 (1995): 23-41.

"Financial Innovation and the Management and Regulation of Financial Institutions."

Merton, Robert C. Journal of Banking and Finance Vol. 19, No. 3-4 (1995): 461-481.

"Mark-to-Market Accounting for Banks and Thrifts: Lessons from the Danish Experience."

Bernard, Victor L., Robert C. Merton and Krishna G. Palepu. Journal of Accounting Research Vol. 33, No. 1 (1995): 1-32.

"A Conceptual Framework for Analyzing the Financial Environment."

Merton, Robert C. and Zvi Bodie. In The Global Financial System: A Functional Perspective, 3-31. Boston, MA: Harvard Business School Press, 1995.