"Applying Life-Cycle Economics: An Income-Oriented DC Retirement Solution that Integrates Accumulation and Payout Phases."

Robert C. Merton. In Looking Forward to Retirement, Peterborough, UK: June 2013.

"Harnessing the Building Blocks of Economic Valuation: Exploring the Work of Nobel Laureate Robert C. Merton."

Merton, Robert C. Journal of Investment Consulting Vol. 14, No. 1 (2013): 5-16.

"Innovation Risk: How to Make Smarter Decisions."

Merton, Robert C. Harvard Business Review, April 2013.

"Systemic Risk and the Refinancing Ratchet Effect."

Khandani, Amir E., Andrew W. Lo and Robert C. Merton. Journal of Financial Economics Vol. 108, No. 1 (2013): 29-45. Download Paper.

"On a New Approach for Analyzing and Managing Macrofinancial Risks."

Merton, Robert C., Monica Billio, Mila Getmansky, Dale Gray, Andrew W. Lo and Loriana Pelizzon. Financial Analysts Journal Vol. 69, No. 2 (2013): 22–33. Download Paper.

"Observations on Financial Education and Consumer Financial Protection."

Merton, Robert C. In Life-Cycle Investing: Financial Education and Consumer Protection, 1-20. Charlottesville, VA: The Research Foundation of the CFA Institute, 2012.