"Financial Statements not Required."

Minnis, Michael, Andrew Sutherland, and Felix Vetter, MIT Sloan Working Paper 6843-23. Cambridge, MA: MIT Sloan School of Management, April 2023. SSRN.

"How Voluntary Information Sharing Systems Form: Evidence from a U.S. Commercial Credit Bureau."

Liberti, José, Jason Sturgess, and Andrew Sutherland. Journal of Financial Economics Vol. 145, No. 3 (2022): 827-849. SSRN.

"RegTech: What it is and Why it Matters."

Charoenwong, Ben, Alan P. Kwan, Zachary T. Kowaleski, and Andrew Sutherland. Oxford Business Law Blog. University of Oxford, February 2022.

"Learning about Competitors: Evidence from SME Lending."

Darmouni, Olivier and Andrew Sutherland. Review of Financial Studies Vol. 34, No. 5 (2021): 2275–2317. SSRN. Download Paper.

"Institutional Investor Attention and Firm Disclosure."

Abramova, Inna, John E. Core, and Andrew Sutherland. The Accounting Review Vol. 95, No. 6 (2020): 1-21. SSRN. Download Preprint.

"Technology is Changing Lending: Implications for Research (A Discussion of Costello, Down, and Mehta (2020))."

Sutherland, Andrew. Journal of Accounting and Economics Vol. 70, No. 2-3 (2020): 101361.