Edward Golding


Edward Golding

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Prior to serving as the head of the Federal Housing Administration from 2015-2017, Ed Golding was a senior advisor in the U.S. Department of Housing and Urban Development. In that role, he helped formulate policy on housing finance reform and the expansion of funding for the Housing Trust Fund.

Golding was also an executive at the Federal Home Loan Mortgage Corporation (Freddie Mac) from 1989-2012, where he headed model development, strategy and investor relations and developed a national reputation for visionary leadership in housing finance policy.

Most recently, Golding served as a Visiting Fellow in the Housing Finance Policy Center at the Urban Institute and as an Adjunct Professor of Finance at Columbia Business School. In addition, Golding has taught at the Wharton School of the University of Pennsylvania, the Woodrow Wilson School of Public and International Affairs at Princeton University, and the University of Florida.

He earned an AB degree in applied mathematics from Harvard University in 1976 and a PhD in economics from Princeton University in 1982.


"Comment to Docket No. 2021-N7 Policy Statement on Fair Lending."

Michelle Aronowitz, Edward Golding, and Vanessa Perry.

"The Preferred Stock Purchase Agreements Will Hamper Access to Credit: A Further Modification Is in Order."

Edward Golding, Laurie Goodman, John Walsh, and Jung Hyun Choi. Washington, DC: February 2021.

"The Unequal Costs of Black Homeownership."

Michelle Aronowitz, Edward L. Golding, and Jung Hyun Choi. In 2020 State of Housing in Black America: Challenges Facing Black Homeowners and Homebuyers During the COVID-19 Pandemic and an Agenda for Public Policy, Tampa, FL: October 2020.

"Analysis of the Proposed 2020 FHFA Rule on Enterprise Capital."

Edward Golding, Laurie Goodman, and Jun Zhu. Washington, DC: August 2020.

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