Consumer Finance

Generative AI and financial data are opening up the digital economy to more consumers and small businesses, but crypto concerns remain.

When employers hold back wages for retirement savings, younger consumers and less-wealthy people cut their spending. Wealthier individuals tap their deposit accounts.

Bankruptcy is designed to give distressed Americans a fresh financial start, but new research shows that Black filers are more likely to have their cases dismissed than whites filers.

White employees receive nearly twice as much in employer and tax subsidies for retirement saving than Black and Hispanic workers.

Better communication between spouses could translate to saving an average of almost $700 more every year, new MIT Sloan research shows.

MIT Sloan’s Consumer Finance Initiative delves into household finance, fintech, crypto, savings and lending markets, and retirement funds.

As markets churn, ground your investing decisions with insights on mutual funds, options markets, target date funds, fintech, DeFi, and more.

If TDFs continue to grow in popularity, they could further decrease volatility in the stock market and increase the correlation between stocks and bonds.

Fintech — technology for financial services — encompasses lending, payments, investing, insurance, property management, risk assessment, and more.