Faculty
Prior to serving as the head of the Federal Housing Administration from 2015-2017, Ed Golding was a senior advisor in the U.S. Department of Housing and Urban Development. In that role, he helped formulate policy on housing finance reform and the expansion of funding for the Housing Trust Fund.
Golding was also an executive at the Federal Home Loan Mortgage Corporation (Freddie Mac) from 1989-2012, where he headed model development, strategy and investor relations and developed a national reputation for visionary leadership in housing finance policy.
Most recently, Golding served as a Visiting Fellow in the Housing Finance Policy Center at the Urban Institute and as an Adjunct Professor of Finance at Columbia Business School. In addition, Golding has taught at the Wharton School of the University of Pennsylvania, the Woodrow Wilson School of Public and International Affairs at Princeton University, and the University of Florida.
He earned an AB degree in applied mathematics from Harvard University in 1976 and a PhD in economics from Princeton University in 1982.
A significant variation in mortgage rates makes it hard for Black homebuyers to build housing wealth. A change in risk assessment could help.
Ed Golding advocated for fair housing at the Federal Housing Authority and Freddie Mac. His legacy: Decades of housing finance reform.
Source: Politico
“At some point, it’s going to crystallize and everyone’s going to pull out” of homes facing climate risks.
Source: Bankrate
African-American homeowners pay hundreds of dollars more per year in mortgage interest and mortgage insurance premiums than White homeowners.
Source: Bloomberg News | What'd You Miss? (Video)
Edward Golding speaks about MIT's recent report that shows that black homeowners pay more to be homeowners than other groups.
Source: Bloomberg Wealth
"If we can pass laws to disallow risk-based pricing in health care...we can do it in housing finance too.”
