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Compounding of Wealth in Proof-of-Stake Cryptocurrencies | Consumer Finance Initiative | Cryptocurrencies

Trading and Arbitrage in Cryptocurrency Markets | Consumer Finance Initiative | Cryptocurrencies

The Capitalization of Consumer Financing into Durable Goods Prices | Consumer Finance Initiative | Lending Markets

Technological Innovation and Labor Income Risk | Consumer Finance Initiative | Household Finance Decisions

Climbing and Falling Off the Ladder: Asset Pricing Implications of Labor Market Event Risk | Consumer Finance Initiative | Household Finance Decisions

Why do many U.S. colleges give preference to applicants who are relatives of alumni? A new paper coauthored by MIT Sloan Professor Emilio J. Castilla sheds light on this question.

Cleansing by Tight Credit: Rational Cycles and Endogenous Lending Standards | Consumer Finance Initiative | Lending Markets

Personal Bankruptcy and the Accumulation of Shadow Debt | Consumer Finance Initiative | Lending Markets

Real Effects of Search Frictions in Consumer Credit Markets | Consumer Finance Initiative | Lending Markets

Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation | Consumer Finance Initiative | Retirement