Consumer Finance Initiative logo in white

The latest research from the CFI

"Revenue Collapses and the Consumption of Small Business Owners in the COVID-19 Pandemic."

Kim, Olivia S., Jonathan A. Parker, and Antoinette Schoar. Journal of Financial Economics Vol. 170, (2025): 104079.

Faculty: Antoinette Schoar Jonathan A. Parker Olivia Kim
"Racial Disparities and Bias in Consumer Bankruptcy."

Argyle, Bronson, Sasha Indarte, Benjamin Iverson, and Christopher John Palmer, Working Paper. March 2025. Race Imputation Code Readme. Race Imputation Code. Slides. Knowledge at Wharton.

Faculty: Christopher J. Palmer
"Household Portfolios and Retirement Saving over the Life Cycle."

Parker, Jonathan A., Antoinette Schoar, Allison Cole, and Duncan Simester. Journal of Finance. Forthcoming.

Faculty: Antoinette Schoar Duncan Simester Jonathan A. Parker
"Credit Supply and House Prices: Evidence from Mortgage Market Segmentation."

Adelino, Manuel, Antoinette Schoar, and Felipe Severino. Journal of Financial Economics Vol. 163, (2025): 103958.

Faculty: Antoinette Schoar
"Target Date Funds as Asset Market Stabilizers: Evidence from the Pandemic."

Parker, Jonathan A. and Yang Sun. Journal of Pension Economics and Finance, 20th Anniversary Special Issue. Forthcoming.

Faculty: Jonathan A. Parker
"Financial Advice and Investor Beliefs: Experimental Evidence on Active vs. Passive Strategies."

Schoar, Antoinette and Yang Sun, MIT Sloan Working Paper 7155-24. Cambridge, MA: MIT Sloan School of Management, October 2024.

Faculty: Antoinette Schoar
"Demand-side and Supply-side Constraints in the Market for Financial Advice."

Reuter, Jonathan and Antoinette Schoar. Annual Review of Financial Economics Vol. 16, (2024): 391-411.

Faculty: Antoinette Schoar
"Are Cryptos Different? Evidence from Retail Trading."

Kogan, Shimon, Igor Makarov, Marina Niessner, and Antoinette Schoar. Journal of Financial Economics Vol. 159, (2024): 103897. SSRN.

Faculty: Antoinette Schoar
"Efficiency in Household Decision Making: Evidence from the Retirement Savings of U.S. Couples."

Choukhmane, Taha, Lucas Goodman, and Cormac O’Dea, MIT Sloan Working Paper 6139-20. Cambridge, MA: MIT Sloan School of Management, April 2023. NBER Working Paper 31195.

Faculty: Taha Choukhmane
"A Dynamic Theory of Lending Standards."

Fishman, Michael J., Jonathan A. Parker, and Ludwig Straub. The Review of Financial Studies Vol. 37, No. 8 (2024): 2355-2402. Preprint. Appendix.

Faculty: Jonathan A. Parker
Load More