Recent Research Informing Financial Policy from around MIT
By
- Twisting ARMs: Who Won and Who Lost from the LIBOR to SOFR Cramdown
 September 2025 – Deborah Lucas, MIT Sloan School of Management and IMF; Paul Willen, Federal Reserve Bank of Boston; John Ross Wilson, Massachusetts Institute of Technology.
- Household Portfolios and Retirement Saving over the Life Cycle
 August 2025 – Jonathan A. Parker, Massachusetts Institute of Technology and NBER; Antoinette Schoar, Massachusetts Institute of Technology and NBER; Allison Cole, Arizona State University; Duncan Simester, Massachusetts Institute of Technology.
- Clearing the path for Treasury market resilience (working paper)
 July 2025 – Nellie Liang, Brookings Institution; Haoxiang Zhu, MIT Sloan School of Management.
- The Risk, Reward, and Asset Allocation of Nonprofit Endowment Funds (working paper)
 July 2025 – Andrew W. Lo, MIT Sloan School of Management and NBER; Egor V. Matveyev, MIT Sloan School of Management; Stefan Zeume, Gies College of Business, University of Illinois Urbana-Champaign.
- Measuring Financial Subsidies to SOEs: An Asset Return Based Framework with an Application to TVA (working paper)
 June 2025 – Deborah Lucas, MIT Sloan School of Management and IMF; Márcio G. P. Garcia, Pontifical Catholic University of Rio de Janeiro; Tiago C. C. Solberg, Pontifical Catholic University of Rio de Janeiro.
- Bank Branching Strategies in the 1997 Thai Financial Crisis and Local Access to Credit 
 June 2025 – Marc Rysman, Boston University; Robert M. Townsend, Massachusetts Institute of Technology and NBER; Christoph Walsh, Tilburg University and CEPR.
- FCI-star (working paper)
 June 2025 – Ricardo J. Caballero, Massachusetts Institute of Technology and NBER; Tomás E. Caravello, Massachusetts Institute of Technology; Alp Simsek, Yale School of Management and NBER.
- FCI-plot: Central Bank Communication Through Financial Conditions
 May 2025 – Ricardo J. Caballero, Massachusetts Institute of Technology and NBER; Alp Simsek, Yale School of Management, NBER and CEPR.
- Tradeoffs over Rate Cycles: Activity, Inflation and the Price Level (working paper)
 May 2025 – Kristin Forbes, MIT Sloan School of Management, NBER and CEPR; Jongrim Ha, The World Bank; M. Ayhan Kose, The World Bank, Brookings Institution and CEPR.
- The Limits of AI in Financial Services (working paper)
 May 2025 – Isabella Loaiza, MIT Sloan School of Management; Roberto Rigobon, MIT Sloan School of Management.
- Credit Supply and House Prices: Evidence from Mortgage Market Segmentation
 January 2025 – Manuel Adelino, Fuqua School of Business, Duke University; Antoinette Schoar, MIT Sloan School of Management and NBER; Felipe Severino, MIT Sloan School of Management.
- Demand-Side and Supply-Side Constraints in the Market for Financial Advice
 November 2024 – Jonathan Reuter, Carroll School of Management, Boston College and NBER; Antoinette Schoar, MIT Sloan School of Management and NBER.
- Optimal Design of Tokenized Markets
 September 2024 – Michael Junho Lee, Federal Reserve Bank of New York; Antoine Martin, Swiss National Bank; Robert M. Townsend, Massachusetts Institute of Technology.
- Trust in Lending
 September 2024 – Richard T. Thakor, University of Minnesota; Robert C. Merton, MIT Sloan School of Management.
 
 
   
   
  